Why You Should Consider Purchasing Dump Truck Insurance

Dump trucks have been and will likely always be the workhorses of the construction industry.  They come in many different designs but all strive for the same goal: to carry cargo in the safest and most efficient manner possible.  Dump truck operators rely on their trucks they operate for their livelihood so any days where their truck is inoperable end up translating to a loss of income.  This is why it is so important to have dump truck insurance.

What Can be Covered by Dump Truck Insurance?

Aside from general liability insurance, which is a mandatory type of coverage for all dump trucks, there are a variety of different types of coverage available.  Motor truck general liability insurance provides coverage in scenarios where your truck causes damage to the grounds of your customer.  Non-trucking insurance provides coverage if you get into an accident driving your truck during non-work hours.  Collision insurance covers your vehicle if you collide with another vehicle or someone else’s property.  The environmental insurance coverage covers the costs of the cleanup if you spill pollutants while operating your truck.  You can also obtain coverage that protects against fire and theft and coverage that protects your cargo.

Operating a dump truck comes with a certain amount of risk.  Obtaining a good dump truck insurance policy can make all the difference!