Top Car Insurance Myths

If you have any preconceived notions about CT car insurance, you may want to think twice. A lot of misconceptions can lead to confusion when it comes to coverage. Here are some myths debunked.

Color Determines Auto Insurance Price

There is a misconception that color affects the cost. Some think that white cars pay less while a red car pays more. The truth is that the color holds no weight in regards to auto insurance. Instead, auto insurers focus on the model, make and engine size of the vehicle.

As You Age Your Insurance Price Increases

The truth is actually the opposite. Older people pay less in car insurance than older people do. In fact, older drivers may be eligible for different discounts. These may come in the form of senior discounts or discounts to retirees who do not drive as often.

Personal Insurance Covers Business Use

If you are self-employed and use your vehicle to perform business tasks, then you may not have the protection that you think you have. If you use your vehicle for any business-oriented task, then you need business vehicle insurance.

If you’re in the market for CT car insurance, then it’s important to be able to separate the myths from reality. There are a lot of myths surrounding the cost of car insurance and what factors into it.