Tag: Insurance (17 results)
Do You Need Builders Risk Insurance
Coverage of this type pays for expenses associated with damage and loss that occurs on your project site. It safeguards your tools and equipment on the job site and helps cover damage while the work progresses. Included protections vary but typically cover costs stemming from the following incidents: Vandalism Theft Wind Fire Hail Lightning What Are Some Policy Exclusions? There… read more
Types of Claims Nonprofit Liability Insurance Covers
Even though many types of social services would not exist without them, nonprofit organizations are often targets of lawsuits that threaten their ability to serve. Here are some legal claims that nonprofit liability coverage protects against. Personal Injury If anyone becomes injured on the premises, liability insurance pays for medical bills. Even if your facility appears completely safe, people can… read more
Protecting Your Waterfront Business With Sensible Insurance Coverage
Operating a business near large bodies of water can be a very lucrative path in life. Naturally, it also comes with plenty of obstacles. When your business offers services that involve renting watercraft to customers, it can create a number of difficult situations. Should someone incur injuries or damage the watercraft itself, you absolutely want to make sure your insurance… read more
Why You Should Consider Purchasing Dump Truck Insurance
Dump trucks have been and will likely always be the workhorses of the construction industry. They come in many different designs but all strive for the same goal: to carry cargo in the safest and most efficient manner possible. Dump truck operators rely on their trucks they operate for their livelihood so any days where their truck is inoperable end… read more
The Advantage of Liquor Liability Insurance
If you own an establishment where liquor is served to customers, you may need to take more precautions than most businesses. This is where liquor liability insurance comes in. This type of insurance provides protection against injuries and damages caused by an overly intoxicated individual. It can cover legal fees, settlements, and even medical costs. Protection Against Third-Party Bodily Injury… read more
2 Primary Reasons Michigan Homeowners Should Protect Their Property With Specialized Insurance
Michiganders are well aware that the Wolverine State is a beautiful place to own a home, but if you have property there that you haven’t protected with insurance yet, you may want to look into getting home insurance in Ann Arbor. Homeownership has numerous benefits but comes with some possible risks as well, which you can help mitigate through specialized… read more
The Ins and Outs of ERP Insurance
If you own a business and want to make sure you are correctly insured in case something goes wrong, you need to consider all your insurance options carefully. One of these options is ERP insurance coverage. What Is ERP Insurance Coverage? ERP stands for extended reporting period and essentially gives you extra time to report a claim after your policy… read more
What to Consider When Opening a Laundromat
Starting a laundry or dry-cleaning business can be a lucrative option for many people. It’s an industry where you automatically have a customer base. There will always be people who need clean clothes and not everyone has the time or means to take care of them at home. This is where you come in. While getting into the laundry business… read more
What Does General Liability Insurance Cover?
No mater how well you run your business, accidents happen and things sometimes go awry. You need to be prepared for the unexpected. One way to do that is to purchase a strong general liability insurance policy. The coverage offers protection in several types of situations your company could face. Situations the Policy Covers General liability insurance covers several types… read more
Risk Management in Social Work
Social workers that are employed by both independent nonprofits and public entities have an enormous responsibility to their clients. An agency manager has to do everything reasonably possible to support social workers in their roles while also safeguarding both the agency and its workers against risk. Training Initiatives Strategies for risk management in social work should start with comprehensive training… read more
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