Tag: Coverage (11 results)
Do You Need Builders Risk Insurance
Coverage of this type pays for expenses associated with damage and loss that occurs on your project site. It safeguards your tools and equipment on the job site and helps cover damage while the work progresses. Included protections vary but typically cover costs stemming from the following incidents: Vandalism Theft Wind Fire Hail Lightning What Are Some Policy Exclusions? There… read more
Protecting Your Waterfront Business With Sensible Insurance Coverage
Operating a business near large bodies of water can be a very lucrative path in life. Naturally, it also comes with plenty of obstacles. When your business offers services that involve renting watercraft to customers, it can create a number of difficult situations. Should someone incur injuries or damage the watercraft itself, you absolutely want to make sure your insurance… read more
Why You Should Consider Purchasing Dump Truck Insurance
Dump trucks have been and will likely always be the workhorses of the construction industry. They come in many different designs but all strive for the same goal: to carry cargo in the safest and most efficient manner possible. Dump truck operators rely on their trucks they operate for their livelihood so any days where their truck is inoperable end… read more
What Your Business Needs to Know About Manufacturing Insurance
While businesses are required to carry worker’s compensation coverage, the cost depends on the type of business. The manufacturing industry carries some of the highest risk and the highest pay options. When it comes to choosing the right workers’ compensation policy, there are a lot of considerations. Workers’ Compensation Considerations When considering your workers’ compensation coverage, you have to take… read more
2 Primary Reasons Michigan Homeowners Should Protect Their Property With Specialized Insurance
Michiganders are well aware that the Wolverine State is a beautiful place to own a home, but if you have property there that you haven’t protected with insurance yet, you may want to look into getting home insurance in Ann Arbor. Homeownership has numerous benefits but comes with some possible risks as well, which you can help mitigate through specialized… read more
What Is Employee Benefits Liability Coverage?
All businesses need general liability insurance, and many also choose professional liability. Employee benefits liability insurance coverage is yet another important policy that can mitigate financial risks associated with employee benefits. Here is how it works. Definition of Employee Benefits Liability Liability insurance is broadly defined as protection against legal claims of personal injury or destruction of property. When applied… read more
The Ins and Outs of ERP Insurance
If you own a business and want to make sure you are correctly insured in case something goes wrong, you need to consider all your insurance options carefully. One of these options is ERP insurance coverage. What Is ERP Insurance Coverage? ERP stands for extended reporting period and essentially gives you extra time to report a claim after your policy… read more
Food Liability in Bars
Bar food means different things to different people. To some, the term brings to mind plates of French fries, potato chips, and other salty fare that pairs well with beer. To others, it connotes an entire meal from soup to nuts. Whatever it may entail at your establishment, specialty bar & pub insurance covers the liability that comes with serving… read more
Why MPL Coverage Is Important
To run a smooth business, you need an insurance policy that is unique and catered to your company. Miscellaneous professional liability, also known as errors and omissions coverage, is a vital policy for industries where an owner or employee can be held liable for human error. Here are the important facts that you need to know about MPL insurance. … read more
Why Your Homeowners’ Association Needs Insurance Coverage
Responsible home ownership is more than upkeep and timely mortgage payments. It also includes purchasing insurance to cover the specific needs of your property, which will certainly include property insurance and any location-specific coverage, such as flood insurance. Many homes are located in neighborhoods and communities with homeowners’ associations or HOAs. It may not be as obvious, but HOAs also… read more
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