Insurance Liabilities in the Healthcare Field

People trust nurses and doctors to provide treatment in a professional and caring manner. That’s why stories about patients receiving improper care stun people, and it’s why facilities should be aware of the types of liabilities in nursing.

Coverage for All Liability Types

There’s no doubt that assisted living facilities, nursing homes and hospitals provide excellent care for patients. However, insurance claims can be filed and damage the facility’s reputation in the community and ability to provide care. The following is a list of the most common types of liabilities insurance can cover for your facility:

  • Medication error
  • Failure to obey doctor’s orders
  • Failure to diagnose and treat a patient
  • Resident rights violations
  • Resident falls
  • Improper care
  • Pressure ulcers

Other areas a patient might file a claim include a nurse’s postponement of requesting proper medical treatment, elopement, and failing to move a patient to a more advanced care unit if needed. These are serious claims that can cost the facility hundreds of thousands of dollars, which is why insurance is vital.

Protect Your Facility With the Right Insurance

Providing excellent care is a major goal of the healthcare field, but it’s important to protect your facility and your staff in the event of insurance claims. Working with an insurance provider to cover the different types of liabilities in nursing is essential to operating smoothly and providing the care patients deserve.