When it comes to selecting the right insurance, there are several challenges that might not be initially apparent. Though the circumstances of your life might be arranged in a very specific way now, you never know when matters will change and make your coverage less useful than it once was. In order to avoid this, you might want to consider… read more
If company vehicles are used for a significant part of your enterprise’s operations, you likely understand the value of commercial auto insurance. Commercial auto insurance provides a level of protection to business vehicles, protecting your (and others’) property, as well as drivers, pedestrians, and other potential damage sites. But commercial auto insurance is important not just for company vehicles. A… read more
Like any other type of business, financial institutions need to protect themselves when working with the public or other businesses. Due to the volatile nature of the industry, it is important for banks and other businesses that deal with high volumes of money to have financial institution insurance. There are several types of coverages available. Types of Insurance For Financial… read more
Restaurant owners have a lot of responsibilities. Preparing quality food, staffing appropriately and maintaining a clean dining room are often top of the list. There is one aspect of restaurant ownership that may be overlooked: having the right premises liability insurance. What Is It? It’s important for any business owner to carry premises liability insurance. This type of insurance will… read more
Employers of high-ranking professionals understand that protecting them from liability is the only way to keep talented individuals in their positions. Whether employers offer this protection with directors and officers or public officials liability insurance depends on the type of institution they manage. Here is the difference between the two types of policies. Directors and Officers Liability D & O… read more
Valet parking has grown significantly in popularity within the past couple of decades. Parking spaces are slowly diminishing more and more and this has lead to more people willing to pay for a service to park their car for them. Unfortunately, this surge in valet parking popularity comes with an increase in the rates of accidents, theft, and vandalism. This… read more
Vicarious liability in real estate is something that every agency or brokerage should be aware of, as it can affect its financial wellbeing. If an agent that is working for the company is found guilty of misrepresentation in any way, not only can the agent be held liable, but the agency as well, even if there was no prior knowledge… read more
There are a number of accident prevention techniques you can implement in your work environment to keep your employees as safe as possible. No matter which techniques you decide to implement, though, the most important thing is to revisit them on a regular basis to ensure they are still effective. Identify the Hazards You will want to start by conducting… read more
Employer’s liability coverage is one of the most important types of insurance out there, both for businesses who might have exposure to liability that isn’t covered under traditional workers compensation policies and for those whose operations lie outside jurisdictions where workers comp is required. For those in maritime industries, specialized marine liability insurance is frequently a better choice than a… read more
As a contractor, you have areas of expertise that help secure new projects or building jobs. However, when the workload gets overwhelming or an area of the project requires a bit more experience than you have, bringing in additional labor through subcontractors can be a real boost to your bottom line. Unfortunately, if a claim arises out of work that… read more