Category: Insurance Coverage (25 results)
3 Types of Insurance Recommended For Nonprofits
Many nonprofits help vulnerable populations, children, adults with disabilities and at-risk individuals. Nonprofit insurance can reduce your risk when offering services to protect your clients and staff. While most nonprofits carry general liability for incidents that occur on the property, this type of insurance may not be enough. Commercial Auto Liability Your nonprofit risks liability any time you drive a… read more
What Insurance Coverages Do Nonprofits Need?
Organizations that operate for charitable purposes are not part of the for-profit business world, but they have to abide by many of the same basic principles when it comes to managing finances. The same is true about managing risks. Why do nonprofits need insurance? In short, they need to arm themselves against potentially serious liability and loss. Property Insurance Any… read more
What To Know About Construction Site Liability
Everyone knows that construction can be a dangerous job, but there are many aspects of construction site liability that you may not be aware of. Understanding the full range of risks will help you build a risk management plan that will allow your construction business to move forward with confidence. Here are several things to keep in mind when evaluating… read more
How Wellness Programs Influence Workers’ Compensation Costs
As a business owner, it is important for you to take time to consider the health of your employees. Typically, this is accomplished by taking out competitive benefit plans that include comprehensive health insurance. Appropriate workers’ comp can also be key to the well-being of your staff. If you’re worried about how much all of these plans will set you… read more
A Short Guide To Police Officer Insurance
If you work in law enforcement, you may be facing more risk than you think. Most individuals working in law enforcement are aware of the physical risks they face, such as bodily harm and even potentially death. However, there is also a certain amount of financial risk to consider when working in law enforcement. For example, if you accidentally use… read more
A Short Guide To Commercial Auto Insurance
If you are one of the many businesses in the United States that utilizes vehicles for business purposes, it is important to make sure that you are prepared for everything that could go wrong. From car crashes to theft/vandalism, there are a lot of things that could occur involving your vehicle that could cost you a lot of money. Luckily,… read more
Insurance for Collectors and Hobbyists
Life can’t just be about work and daily chores. It’s important to have some fun. Hobbies are essential to your quality of life and mental health. There are so many fun and rewarding hobbies to choose from including collecting all kinds of things. Collections can be valuable and hobbies may carry risks so having insurance is a good idea. Collections… read more
Landscaper Insurance: What You Need and Why
As a landscaper, you are likely aware of how many things can go wrong on the job. Having the right insurance coverage ensures you are prepared for any situation. General Liability This is the minimum landscaper insurance required by law in most places. Although you may take every precaution, sometimes accidents happen, and when they do, general liability coverage pays… read more
ow Ship Repairers Insurance Protects Your Business
The maritime industry is an essential component of the national economy. Accordingly, businesses in the industry face unique risks — ranging from standard liability concerns applicable to all industries, to industry-specific hazards, like inclement weather and severe storms. For individuals and businesses in the ship repair business, ship repairers insurance is essential to safeguard your business, clients, and workers. What… read more
Why Insurance Coverage Is So Important for Non Profit Organizations
All traditional non profits have to plan their operation budgets very carefully. Being able to do a lot with limited resources enables them to advance their missions more effectively and help more people. However, they have to be careful about the way they insure their activities. Protecting themselves against potential liability makes it possible for them to protect their resources… read more
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