If you work in law enforcement, you may be facing more risk than you think. Most individuals working in law enforcement are aware of the physical risks they face, such as bodily harm and even potentially death. However, there is also a certain amount of financial risk to consider when working in law enforcement. For example, if you accidentally use… read more
If you are one of the many businesses in the United States that utilizes vehicles for business purposes, it is important to make sure that you are prepared for everything that could go wrong. From car crashes to theft/vandalism, there are a lot of things that could occur involving your vehicle that could cost you a lot of money. Luckily,… read more
Life can’t just be about work and daily chores. It’s important to have some fun. Hobbies are essential to your quality of life and mental health. There are so many fun and rewarding hobbies to choose from including collecting all kinds of things. Collections can be valuable and hobbies may carry risks so having insurance is a good idea. Collections… read more
As a landscaper, you are likely aware of how many things can go wrong on the job. Having the right insurance coverage ensures you are prepared for any situation. General Liability This is the minimum landscaper insurance required by law in most places. Although you may take every precaution, sometimes accidents happen, and when they do, general liability coverage pays… read more
The maritime industry is an essential component of the national economy. Accordingly, businesses in the industry face unique risks — ranging from standard liability concerns applicable to all industries, to industry-specific hazards, like inclement weather and severe storms. For individuals and businesses in the ship repair business, ship repairers insurance is essential to safeguard your business, clients, and workers. What… read more
All traditional non profits have to plan their operation budgets very carefully. Being able to do a lot with limited resources enables them to advance their missions more effectively and help more people. However, they have to be careful about the way they insure their activities. Protecting themselves against potential liability makes it possible for them to protect their resources… read more
Employees in manufacturing companies and storage facilities are prone to accidents. Machines and equipment have moving parts, floors can be slippery and heavy items can fall from storage racks. The smart business owner would never do without proper insurance coverage to keep their workers safe. Workers compensation insurance protects employees when they are injured, but the coverage can be quite… read more
Working in a niche industry can be a great way to see success in your chosen career path. While specificity allows you the flexibility of less competition, it also brings about more unique challenges. If you’re a mobile entertainer, for example, you may find yourself in all sorts of locations both near and abroad. This means that you could encounter… read more
While businesses are required to carry worker’s compensation coverage, the cost depends on the type of business. The manufacturing industry carries some of the highest risk and the highest pay options. When it comes to choosing the right workers’ compensation policy, there are a lot of considerations. Workers’ Compensation Considerations When considering your workers’ compensation coverage, you have to take… read more
Vicarious liability in real estate is something that every agency or brokerage should be aware of, as it can affect its financial wellbeing. If an agent that is working for the company is found guilty of misrepresentation in any way, not only can the agent be held liable, but the agency as well, even if there was no prior knowledge… read more