Latest Posts
Considering the Insurance Needs of Your Hospitality Business
Owning a business in the hospitality industry can be a fulfilling career path. Whether you are someone who operates a restaurant, hotel, bar, or nightclub, there are plenty of important decisions to make to keep your business successful. Taking out the right insurance policy, for example, is key to protecting your company in the long run. To find a policy… read more
Why MPL Coverage Is Important
To run a smooth business, you need an insurance policy that is unique and catered to your company. Miscellaneous professional liability, also known as errors and omissions coverage, is a vital policy for industries where an owner or employee can be held liable for human error. Here are the important facts that you need to know about MPL insurance. … read more
Risk Management Planning for Legal Cannabis Grow Ops
Emerging industries are especially vulnerable to the day to day risks of doing business because they are often under-served by the infrastructure that is meant to support new companies and mitigate risk for commercial entities of all sizes. It’s not just insurance, either. Taxes, banking, and even legal representation for your business matters can be hard to find when you’re… read more
Protect Your Business with Premises Liability Insurance
All businesses should have premises liability coverage as a part of their commercial insurance package, and it’s especially important for businesses that have customers come to their physical location. Even businesses that keep their premises in very good condition may be subject to a wide variety of premises liability claims. Liability for Negligence When a person is injured on a… read more
Steps to Keep Your Staffing Agency Protected
The right insurance policy is vital when it comes to the longevity of your business. Operating a staffing agency can be tricky because the workers who you employ are not full-time employees in the traditional sense. Instead, these temporary workers and contractors fall into a separate category that can be unusual when it comes to insurance. The best way to… read more
Why Your Homeowners’ Association Needs Insurance Coverage
Responsible home ownership is more than upkeep and timely mortgage payments. It also includes purchasing insurance to cover the specific needs of your property, which will certainly include property insurance and any location-specific coverage, such as flood insurance. Many homes are located in neighborhoods and communities with homeowners’ associations or HOAs. It may not be as obvious, but HOAs also… read more
Does Your Company Need Employee Benefits Liability Insurance?
Your company most likely offers health insurance benefits to its employees. A good benefits package can attract good workers, so it’s to your advantage to extend good coverage. You may not have considered the fact that errors or omissions in implementing those benefits can cost your company a great deal, however. What is Employee Benefits Liability Insurance? EBL insurance is… read more
What Is Vicarious Liability?
Vicarious liability in real estate is something that every agency or brokerage should be aware of, as it can affect its financial wellbeing. If an agent that is working for the company is found guilty of misrepresentation in any way, not only can the agent be held liable, but the agency as well, even if there was no prior knowledge… read more
Best Ways to Prevent a Workplace Accident
There are a number of accident prevention techniques you can implement in your work environment to keep your employees as safe as possible. No matter which techniques you decide to implement, though, the most important thing is to revisit them on a regular basis to ensure they are still effective. Identify the Hazards You will want to start by conducting… read more
Insurance for an Antique Automobile
Unless you are a car collector, you might experience a little confusion over the terms “classic car” and “vintage car”. While the terms are often used interchangeably when describing an old car that looks restores, the two-vehicle types are not the same. The primary difference between classic and vintage automobiles is the age of the vehicle. The Value of an… read more