Latest Posts
The Difference Between D O and Public Officials Liability Insurance
Employers of high-ranking professionals understand that protecting them from liability is the only way to keep talented individuals in their positions. Whether employers offer this protection with directors and officers or public officials liability insurance depends on the type of institution they manage. Here is the difference between the two types of policies. Directors and Officers Liability D & O… read more
How To Manage Workers Compensation Claims
Employees in manufacturing companies and storage facilities are prone to accidents. Machines and equipment have moving parts, floors can be slippery and heavy items can fall from storage racks. The smart business owner would never do without proper insurance coverage to keep their workers safe. Workers compensation insurance protects employees when they are injured, but the coverage can be quite… read more
The Fundamentals You Need To Know About Warehouse Insurance Policy Coverage
If you own or operate a warehouse, understanding the fundamentals of warehouse insurance coverage is a critical component in keeping your workplace safe and protected. Warehouses come with numerous risks, depending on the type of items you store, the work environment and more, so having the right coverage is essential. Tailor Your Coverage Based on the Specifics of Your Warehouse… read more
Finding Yacht Coverage in California
If you’ve ever owned auto insurance and traveled outside your home state, you know how much coverage requirements can vary from place to place. It shouldn’t be a surprise when you’re purchasing insurance for a yacht that the same kind of rule applies. Not only do state insurance regulations change the offerings available, civil law dictates the way liability works… read more
A Short Guide To Valet Insurance
Valet parking has grown significantly in popularity within the past couple of decades. Parking spaces are slowly diminishing more and more and this has lead to more people willing to pay for a service to park their car for them. Unfortunately, this surge in valet parking popularity comes with an increase in the rates of accidents, theft, and vandalism. This… read more
What Is Host Liquor Liability Compared to Liquor Liability?
When an establishment serves alcohol, it faces a unique set of liability risks. Bars and restaurants that serve alcohol are responsible for the actions of their patrons. If guests are intoxicated and harm another person or cause damage to property, the business could be responsible. This also applies to businesses that do not serve alcohol but allow its consumption on… read more
How Mobile Entertainers Should Approach Insurance
Working in a niche industry can be a great way to see success in your chosen career path. While specificity allows you the flexibility of less competition, it also brings about more unique challenges. If you’re a mobile entertainer, for example, you may find yourself in all sorts of locations both near and abroad. This means that you could encounter… read more
Do You Need Builders Risk Insurance
Coverage of this type pays for expenses associated with damage and loss that occurs on your project site. It safeguards your tools and equipment on the job site and helps cover damage while the work progresses. Included protections vary but typically cover costs stemming from the following incidents: Vandalism Theft Wind Fire Hail Lightning What Are Some Policy Exclusions? There… read more
Types of Claims Nonprofit Liability Insurance Covers
Even though many types of social services would not exist without them, nonprofit organizations are often targets of lawsuits that threaten their ability to serve. Here are some legal claims that nonprofit liability coverage protects against. Personal Injury If anyone becomes injured on the premises, liability insurance pays for medical bills. Even if your facility appears completely safe, people can… read more
Protecting Your Waterfront Business With Sensible Insurance Coverage
Operating a business near large bodies of water can be a very lucrative path in life. Naturally, it also comes with plenty of obstacles. When your business offers services that involve renting watercraft to customers, it can create a number of difficult situations. Should someone incur injuries or damage the watercraft itself, you absolutely want to make sure your insurance… read more